The Evolution of Financial Technology

Course Overview

Financial technology (FinTech) is transforming the global financial landscape. From the evolution of digital payments to the integration of AI and big data, FinTech continues to disrupt traditional financial services, driving innovation, improving efficiency, and reshaping customer experiences across banking, insurance, and investment sectors.

This course introduces the origins, development, and global impact of FinTech, including how it has influenced traditional financial institutions, sparked regulatory reforms, and inspired new business models such as open banking and Banking-as-a-Service (BaaS).

Course Description

Participants will explore key developments in financial technology and gain insight into its transformative effects on the financial industry. The course covers:

• The historical progression and milestones of FinTech
• How FinTech has disrupted traditional banking through disintermediation, automation, and platform-based models
• International responses and adaptations, including digital transformation strategies
• Taiwan’s FinTech development policies, regulatory sandbox initiatives, and open banking framework

Through case studies and real-world examples, learners will develop a practical understanding of how FinTech is shaping the future of finance.

Course Highlights

• Overview of emerging financial technologies and disruptive models

• Analysis of how FinTech affects customer relationships and industry structures

• Introduction to international trends and government policy responses

• Case studies on digital banks, BaaS, and regulatory innovations

• Insights into Taiwan’s role and initiatives in FinTech development

Target Audience

• Financial professionals and executives seeking to understand digital transformation in finance
• Business leaders and policymakers interested in FinTech regulation and ecosystem development
• Anyone curious about how technology is reshaping the future of banking and financial services

Instructor

Professor Kuang-Hsun Shih

Ph.D. Finance, Nova Southeastern University, U.S.A.

Specialities

Banking Operation, e-Banking, Financial Information Systems, Investigation of Financial Crime, Performance Measurement and Management.

Experiences

• President, CTBC Financial Manamement College.
• President, Toko University.
• Provost, Chinese Culture University.
• Dean of International Affairs, Chinese Culture University.
• Dean of Teaching Resources, Chinese Culture University.
• Chair, Department of Banking & Finance. Chinese Culture University.
• Chair, Graduate Institute of Banking & Finance. Chinese Culture University.
• Professor, Department of Banking & Finance. Chinese Culture University.
• Professor, Department of Criminal Investigation, National Police University.
• Professor, Department of Banking & Finance, Taipei University.
• Chairman, Performance Measurement Academy.
• Editor-in-Chief, Journal of Accounting, Finance & Management Strategy.
• Editor-in-Chief, International Journal of Performance Measurement.
• Editor-in-Chief, Journal of Accounting and Finance Development (Chinese).
• Editor-in-Chief, Journal of Performance and Strategy Research (Chinese).